I have decided to run my finances more like that of a business. This blog will constitute part of my finances as a hobby, until it grosses $1,200 per year, at which point it will become a sole-propietorship and annull these “Articles of Incorporation.”

Without further ado, here they are:

Certificate of Incorporation
of
Nathan of Financial Understanding Not Really A Corporation

As Stated and Not Really Filed February 26, 2008

Contents:

1. ARTICLE ONE - NAME
2. ARTICLE TWO - PURPOSES & POWERS
3. ARTICLE THREE - CAPITAL
4. ARTICAL FOUR - SHARES
5. ARTICLE FIVE - OFFICE
6. ARTICLE SIX - DIRECTORS
7. ARTICLE SEVEN - COMMITTEES, ACCOUNT BOOKS, DIVIDENDS, QUALIFICATION OF DIRECTORS, PAYMENT OF DIRECTORS
8. ARTICLE EIGHT - CONTRACTS, RATIFICATION
9. ARTICLE NINE - AGENT FOR SERVICE
10. ARTICLE TEN - PREEMPTIVE RIGHTS
11. ARTICLE ELEVEN - LIABILITY OF DIRECTORS
12. ARTICLE TWELVE - MAJORITY VOTE FOR CERTAIN EXTRAORDINARY TRANSACTIONS

ARTICLE ONE - NAME

The name of the corporation is Nathan of Financial Understanding Not Really A Corporation.

ARTICLE TWO - PURPOSES & POWERS

The purpose of the corporation is to engage in personal finance blogging and make an individual author accountable for his general finances to a large international audience.

ARTICLE THREE - CAPITAL

The total number of shares issued shall always be equal to the number of subscribers, each of which will have no par value.

ARTICLE FOUR - SHARES

At this time no share shall have any entitlements.

ARTICLE FIVE - OFFICE

The offices of the corporation shall be the home of Nathan.

ARTICLE SIX - DIRECTORS

The number of directors of the corporation is, and shall always be 1.

ARTICLE SEVEN - COMMITTEES, ACCOUNT BOOKS, DIVIDENDS, QUALIFICATION OF DIRECTORS, PAYMENT OF DIRECTORS

Since the number of directors is 1, there shall be no comittees.

Account books shall only be opened by decision of Nathan.

Dividends shall never be issued, since this is not really a corporation.

Directors shall have the name Nathan and be the principle author for the blog.

The director shall receive a maximum of $100 per pay check for general spending purposes.

ARTICLE EIGHT - CONTRACTS, RATIFICATION

The director may enter and ratify any contract he deems necessary in achieving stated goals. He may choose to check with the community as a whole for input prior to entering or ratifying any such contract.

Entrance into a contract shall be the act of filling out said contract, but not signing it.

Ratification of a contract shall be the act of signing said contract.

ARTICLE NINE - AGENT FOR SERVICE

Nathan is the sole agent for the corporation.

ARTICLE TEN - PREEMPTIVE RIGHTS

The holders of shares of the Corporation shall have no preemptive or preferential rights.

ARTICLE ELEVEN - LIABILITY OF DIRECTORS

Since this is technically not a corporation, Nathan is not released from any liabilities that may arise, except for those a court ultimately dismisses.

ARTICLE TWELVE - MAJORITY VOTE FOR CERTAIN EXTRAORDINARY TRANSACTIONS

There shall not be any requirement for a majority vote for any transaction, normal or extraordinary.